Fees on my passive investments there (mostly target date funds) seem to be as low as ever? I don’t care if they offer _more_ options as long as it doesn’t negatively impact their passive business.

Fidelity has been killing it with their passive investing options. Zero expense ratio funds, cash management account.

I am going to switch, will save perhaps 30k in fees over next few decades

Permanent summary of my thoughts here: https://ristforever.com/rist/ea70058d-ab78-45e7-81f9-b3a5dce...

You can be held to your words too!

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I hate the way Vanguard UK customers subsidize the US business (Fees are lower for US customers than UK ones on comparable funds)

They aren't the cheapest anymore in almost every category, but their brand recognition has exploded here in recent years.